i talked with jennifer openshaw, the ceo of the family financial network. she said sometimes, one income is the way to go, but you have to do the math first. >> let's take a look at this example. let's say the second person earns $50,000 in income. but you have maybe $10,000 to $15,000 in taxes. that leaves with you $35,000. but then let's not forget that we've got clothing costs. we've got transportation, maybe a car to get to our job. maybe we've got childcare expenses. if you take those combined, those can easily come to $15,000. and that can whittle that $35,000 net pay down to something like $20,000. and then of course, maybe you're thinking about, gosh, does it make sense to have somebody at home raising my kids versus me? those are some very real questions couples need to ask themselves. >> so this is something where people have to on an individual basis do the math and not make an assumption. i'm guessing, you mentioned some of the obvious costs. for any given family there may be other costs like you have a big yard and you have to hire someone to d